Fintech Startup Decentro Raises ₹30 Cr in Series B Led by InfoEdge Ventures, Plans India Flip and Enterprise Growth
Decentro, a leading API-based fintech infrastructure startup, has raised INR 30 Cr (approximately $3.5 million) in a Series B funding round led by InfoEdge Ventures. The funding marks a significant milestone for the Bengaluru-based company as it continues its mission to simplify and scale financial integrations for enterprises and financial institutions across India.
The newly raised capital will be strategically deployed to enhance product capabilities, deepen enterprise adoption, and expand trade and marketing efforts. Decentro aims to strengthen its presence across major banking and financial verticals with its plug-and-play financial APIs that power everything from KYC, bank account validation, UPI, credit underwriting, to lending and escrow services.
Focused on Enterprise-Grade Financial Infrastructure
Commenting on the development, Rohit Taneja, cofounder and CEO of Decentro, said:
“This fund raise allows us to double down on what’s working well—deep partnerships with enterprise customers and building products that power mission-critical financial flows.”
Decentro’s platform is designed to handle millions of API calls daily, enabling financial institutions, neobanks, and fintechs to integrate banking services without building the infrastructure from scratch. Its customer base includes high-growth businesses across lending, insurance, and digital banking sectors.
India to Become Long-Term HQ: Reversing the Flip
In a noteworthy strategic shift, Decentro is also planning to flip its parent entity from Singapore back to India within the next 12–18 months. The decision is a nod to the importance of India as a fintech hub and reflects the company’s long-term commitment to the Indian market.
“India is where it all started, and we want to make this our long-term base with the eventual flip,” added Taneja.
This move aligns with a broader trend where Indian startups, especially those in fintech and SaaS, are reversing earlier decisions to incorporate abroad in favor of local registration due to regulatory clarity, ease of operations, and growing domestic investor interest.
Strategic Backing and Sector Momentum
InfoEdge Ventures, a prominent venture capital firm that has backed successful startups like Zomato and PolicyBazaar, sees Decentro as a key enabler in India’s financial digitization journey. The firm’s investment validates the demand for robust, compliant, and scalable fintech infrastructure in a highly regulated environment.
India’s fintech ecosystem has been on an upward trajectory, with increased digitization, open banking initiatives, and rising enterprise demand for embedded finance. Startups like Decentro are critical in bridging the gap between traditional financial systems and digital-first applications.
Looking Ahead
With the Series B funding in place, Decentro is set to accelerate its roadmap. The company is expected to introduce new APIs, expand its team size, and grow its partner network within banking and insurance sectors. It also plans to strengthen its compliance and security frameworks, key priorities as financial data management becomes more complex and sensitive.
With strong backing, a focus on enterprise innovation, and plans to re-anchor in India, Decentro is positioning itself as a vital infrastructure player in the future of fintech.
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